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Best Ways to Send Money to Mexico

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There are several ways to send money from the U.S. to Mexico, one of which is to have a relationship with a US bank that is also present in Mexico.

Money being sent between accounts within the same bank is often processed more quickly. Therefore it might be a good idea to open an account locally with the same bank so that the recipient can get access to funds faster.

Transfers between two banks are also pretty easy, but can take much longer with substantially higher costs.

Through banks, you can also initiate wire transfers to Mexico. A wire transfer gets the money to its destination quickly, but there needs to be a corresponding bank to receive the wire transfer. Fees can be very high for international wire transfers, but if the money needs to arrive quickly, this is a viable option.

For people who send money to Mexico regularly, another way is through an ATM or pre-paid debit card.

The money can be withdrawn from a large network of ATMs in Mexico if the debit card has the PLUS or CIRRUS logo on the back. Only use an ATM card if you trust that the cardholder is not accessing funds without authorization. A pre-paid debit card is a more secure way of sending the exact amount of money intended for the recipient.

Online payment services such as ATM Cash are also a good way to send money to Mexico. These kinds of services allow you to inexpensively send money 24/7 from your own computer.

Above are some of the most efficient and safest ways to transfer your money to Mexico.
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