Don't Buy A Car Until You Read My Top 10 Tips
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The internet is a great tool for searching for a car to buy. Your can research from the comfort of your home and collect as much information as possible. Print off any low quotes so that you can take them to the dealers and use them as a bargaining tool.
2. FightingChance.com is a great site where you can find new car prices, dealer incentives and the best rebates. It has so much great information and car buying advice, that it is a must for anyone who wants to make considerable savings on the purchase of a new vehicle.
3. You should purchase your new car at or around Christmas time because with everybody buying their Christmas presents, not many of them are looking to buy a new car, and it forces dealerships to up their sales strategies. Salesmen are more willing to haggle down to your prices to close the deal.
4. Between July and October is another great period to purchase a car. Dealerships are trying to get rid of older stock quickly so that they have space for the new models that are released.
5. Avoid being desperate to buy a vehicle. Dealers can smell desperation a mile off and will try to take advantage of the situation. Start searching for a new car before the one you have gives up the ghost. This way you still have transport while your are looking for the best deal possible.
6. Bring your credit score report when going to the dealer to buy a car. It can help you get better rates on car loans.
7. Another reason for taking a copy of you credit report with you is that many dealers will attempt to charge higher fees and rates on your loan, claiming that you score is to high. Having proof will protect you form this.
8. Another scam attempted by the dodgy dealerships is to try to get you re-sign your loan papers, saying that they require it to get you a better rate. Don't fall for this. They are just trying to get your finacial information so that they are in the driving seat when it comes to negotiating a deal. A quick visit to Equifax.com to get your credit report cost only $15 and can save you thousands.
9. Don't bring in a car for trade in if you still owe money on it. The dealership rarely pays the rest of the loan on time which will result in you having to pay a great deal of late fees to the bank. If you do decide to bring a car in that you owe money on, get it in writing from the dealership that they will pay the balance on the car within 10 days.
10. Sometimes a dealership may not have all of your options and must order the car directly from the dealership. If this happens they will often ask you to pay $500-$1000 for a deposit on the car. Try not to pay more than $500 and be sure to pay with a credit card because sometimes the dealership will tell you that there was a price increase on the vehicle and will want more money. If you pay with a credit card you have room to dispute the amount being taken from you. If you pay by check, you can just consider the money gone.
Article Source: Articlelogy.com
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